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For example, National Westminster Bank www. The NatWest On-Line service promises a simple, convenient and secure way to bank 24 hours a day, pay bills at the touchof a button and check all account details instantly. Any standard PC can be used, and the service is supported by a free hour customer helpdesk. Payments and transfers can be scheduled in advance for automatic payment, money transferred between NatWest accounts,and account information downloaded into a rangeof financial management packages. Many people are prepared tospend hours researching information on high interest, high value products suchas cars and prooperty. Information sites can be used to bring buyers and sellers together. Sites can also link through to finance and insurance sites. The Web is particularly good at allowing buyers to search for cars byspecificationrather than justthemake or model. Some peoplemayhaveparticularrequirementslikeair-conditioning and a CD player, and sophisticated Web sites allow this kind of search.

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But that has quickly been replaced with additional employment earnings and increases in their occupational and state pensions. They now account for about 5 per cent of the total population. There are also rising instances of at least one person in the household who continues working into retirement or has taken up consultancy work to protect savings. By contrast, many younger people are experiencing tough times.

Login. Not a member? You need to be a member to interact with Silversurfers. Joining is free and simple to do. Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values. Dating. Partner Promotions.

Death is the only thing that is certain in this world. Since we live in a society, the first thought that comes to our mind is how to protect those who are dependent on us. Life insurance is about providing protection to the dependents. At the same time, it also provides peace of mind to the living person. In most cases, the dependents include the spouse, children, and parents.

However, a person may make anybody the beneficiary of the policy. The insurance policy is a legal contract between the insurer and the insured.

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The topics of the commissioned papers include: This paper is written from the perspective of the author individually. The ideas and proposals herein are those of the author, and do not necessarily represent the views of the Aspen Institute, the John S.

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